---
title: Inflows 
description: inflows report
---

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# Inflows

#### The purpose of this report is to understand income that is available to a plan, as well as money that is being distributed from different sources- all to satisfy spending goals.

![Screenshot 2025-01-14 at 3.56.04 PM](https://help.wealthcentral.com/hs-fs/hubfs/Screenshot%202025-01-14%20at%203.56.04%20PM.png?width=670&height=193&name=Screenshot%202025-01-14%20at%203.56.04%20PM.png)

#### **What does each column on this report mean?**

Year - Every year of the plan from the current year to the end of the plan

Age - Age of the client and co-client in every year of the plan

***Gross Incomes***

Payroll - Total gross payroll income in every year of the plan

Social Security - Total Social Security income (100% of SS, not the taxable portion) in every year of the plan

Pension - Total Pension income, in every year of the plan

Other Income - Total Other Income, in every year of the plan

***Portfolio Distributions***

Gross Taxable Dist - The gross distribution from the taxable bucket, including capital gains taxes. This must not include the Excess Income bucket

Gross Excess Income Dist - This is a new column. Gross distribution from the Excess Income bucket, including capital gains

Gross Pre-Tax Dist - The gross distribution from the pre-tax bucket, including income taxes. This must not include RMDs

RMD - RMDs paid from pre-tax accounts

Tax Exempt Dist - Total distribution from the Tax-Free bucket

***Accumulation FIAs***

Gross FIA Dist - Regardless of tax status, all money (including taxes) distributed from accumulation FIAs, but not RILAs

Gross RILA Dist - Regardless of tax status, all money (including taxes) distributed from RILAs, but not other accumulation FIAs

***GI Annuity***

Gross Payout - All annual GI payouts, including any taxes, from all Guaranteed Income FIAs. Does not include payouts from GI IULs

***IUL***

GI IUL Payout - All annual payouts from all GI IULs. Does not include payouts from GI FIAs

Gross IUL Dist - Total of all distributions from IUL, excluding GI IUL payouts

Total Inflows - The sum of all of the above, in any given year

 

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